This website is the creation of freelance journalist Dave West – editor and freelance writer – who himself has experienced indebtedness, in common with many other people these days struggling to make ends meet.

Best advice if you are in this position is to try to control the current situation so that it does not escalate. Make a plan of attack and hopefully there is enough good advice on this site and via our partners’ products to help you do this. Good luck! – DAVE

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